Stan Steele Insurance Agency » Shrink My Bill http://steeleagency.com Wed, 18 Jan 2012 16:40:59 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 The Online Accident Prevention Course http://steeleagency.com/the-online-accident-prevention-course/ http://steeleagency.com/the-online-accident-prevention-course/#comments Tue, 16 Feb 2010 19:23:45 +0000 Mathieu Steele http://steeleagency.com/?p=437 Continue reading →]]> For years the Point & Insurance Reduction Program (PIRP) has been available to reduce points on your NY State Drivers license and get a mandatory 10% discount on the base liability, no-fault, and collision portion of your premium for three years.

In order to participate in the program, you had to take a course in a classroom. In 2009, the rules were expanded to allow for course providers to offer their content online.

The logistics of the program are as follows:

  1. Sign up for the course, and pay the course fee (usually between $25 and $50 per person)
  2. Participate in at least 6 hours of course instruction (online or in the classroom)
  3. You will receive a certificate of course completion. Provide a copy of this certificate to us in order to get the insurance discount
  4. Enjoy the savings for 3 years.

You may participate in the program as often as you like. If you have multiple vehicles on your policy, each principal driver can take the course to make sure that you maximize the discounts.

In addition to the savings on your premium, you can also avoid dangerous situations and activities by following the safety guidelines that are taught in the course.

For more information or to register to take the course online, you can visit http://www.newyorksafetycouncil.com/

]]> http://steeleagency.com/the-online-accident-prevention-course/feed/ 0 Automatic Payments: Shrink Your Bill http://steeleagency.com/automatic-payments-shrink-your-bill/ http://steeleagency.com/automatic-payments-shrink-your-bill/#comments Tue, 05 Jan 2010 21:03:04 +0000 Mathieu Steele http://steeleagency.com/sigma/?p=146 Continue reading →]]> When an insurance company identifies attributes within a segment of it’s customers that are easier to service, the sensible response is to reward “good behavior” accordingly, in an effort to encourage customers to identify themselves. One attribute that indicates a customer’s aptitude to pay bills on-time, every-time, is enrollment in automatic payments. It goes without saying that customers with automatic payments, or Electronic Funds Transfer (EFT) are never going to miss a payment or be late.

In addition to saving you a postage stamp every time you pay your bill, did you know that you are probably paying for the company to mail you a bill, and then have someone open your payment on the other end.  Typically billing service fees are approximately $5 to $10 per bill. Many insurers waive or significantly lower the billing fees for policyholders who participate in automatic payments.  In addition to savings in your billing fees, see if your company offers a discount against the actual premium portion of your bill for enrolling in EFT.

Because of the legal contracts involved with an insurance policy, many people find that they get a lot of mail mail from the insurance company. Some top insurance carriers are “going green” and giving customers the option to have a paperless relationship. This is innovative because your policy documents and bills come electronically, delivered instantly to your email address.

You might be surprised to find out how much time and money these simple tips can save you. Please give the office a call and we can help you find out what you can save by taking advantage of automatic payment of your insurance premiums or by going paperless.

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