Personal Insurance
From your home and vehicles to the valuables and recreational toys you enjoy, the Stan Steele Agency can help you explore personal insurance options that may fit your needs. We have served families across Bloomfield and the Finger Lakes region since 1969.
Personal insurance covers the things you own and use in everyday life and the liability that can come with them. The categories below outline common coverage options. As a licensed New York agency working with multiple carriers, we can present available options and help you understand how different policies fit together — for example, how a homeowners and auto policy can work alongside a personal umbrella. Coverage availability, features, and terms vary by carrier and policy.
Let’s Review Your Personal Coverage
Schedule a consultation with a licensed New York agent to explore the options that may fit your household.
Property & Home
Coverage options for the places you live and the property you own — whether you own, rent, or lease to others.
Homeowners
Coverage options for your home, other structures, and personal property.
Renters
Helps protect your belongings and personal liability when you rent.
Landlord
For rental properties, from a single unit to many.
Mobile & Manufactured Home
Coverage designed for the different needs of manufactured and mobile homes.
Farm & Hobby Farm
For working farms and hobby farms alike, from acreage to outbuildings.
Flood
Separate flood coverage, often through the NFIP, for losses a home policy typically excludes.
Vehicles & Recreation
From your daily driver to the toys you enjoy on weekends, we can help you explore coverage for what you ride and drive.
Auto
New York auto coverage, including required liability and Personal Injury Protection.
Motorcycle
Coverage options for motorcycles and riders.
ATV
For all-terrain vehicles on and off the trail.
Snowmobile
Coverage for your sled, including the liability to get on the trails.
Antique & Classic Car
Specialized coverage for collector and antique vehicles.
Boat & Watercraft
For powerboats, pontoons, and personal watercraft.
Motorhome
Coverage for motorhomes and recreational vehicles.
Travel Trailer
For towable campers and travel trailers.
Aircraft
Coverage options for small aircraft.
Golf Cart
For golf carts used around the neighborhood or the course.
Personal Liability & Valuables
Coverages that add liability protection above your other policies or schedule the items that matter most.
Personal Umbrella
Added liability limits on top of your home, auto, and other policies.
Jewelry & Valuables
Scheduled coverage options for jewelry and other valuables.
Collectibles
For special collections and the items you have gathered over time.
Identity Theft
Help with the costs and hassle of recovering from identity theft.
Not Sure Where to Start?
Whether you’re shopping for a new policy, renewing, or reviewing what you already have, we can help you understand your options. Call or schedule a time that works for you.
Important Information
This information is provided for general educational purposes only and does not constitute insurance advice or policy recommendations. Coverage features described are examples and may not be available in all policies or from all carriers. Actual coverage is subject to the terms, conditions, and exclusions of the policy as issued. Please consult with a licensed insurance professional to discuss your specific coverage needs and options. Stan Steele Agency is licensed in New York State.
