Insuring your home against an earthquake

You can't accurately predict an earthquake. In states like California, carrying earthquake insurance is very common because earthquakes happen frequently. In NY, there are not a lot of earthquakes. Consequently, most New Yorkers don't purchase the coverage. Since earthquakes here are rare, the cost of the insurance is very minimal. Earthquake insurance does not come on a standard homeowner's policy, but you may be able to add it on or purchase a separate policy that will cover your home if a disaster were to occur. Please call or email today to find out what it would cost to add earthquake coverage to your homeowner's policy.