Insurance for Uber and Lyft Drivers
New York State Personal auto policies are not designed to cover you when you are using your vehicle in a ride sharing business venture. Your policy contains exclusions for this type of use and you should exercise extreme caution. NY State law requires that TNC companies provide a certain amount of coverage when you are engaging in ride sharing.
Some of the insurance companies that we work with offer a special optional coverage which can be added to a personal auto policy to cover ride sharing drivers better.