Nonprofit Insurance

Looking to insure your nonprofit? Small or large, we have a program for you. Your nonprofit has special needs. You deserve special coverage, too. Call today!

Nonprofit organizations play a crucial role in addressing social, environmental, and community-based challenges, relying heavily on limited resources and often operating with a strong sense of purpose. In light of their unique nature, nonprofits have specific insurance needs that require thoughtful consideration. Firstly, general liability insurance is a fundamental requirement for nonprofits, as it provides coverage for bodily injury, property damage, and personal injury claims that may arise from their operations. Given the nature of their work, which often involves events, volunteer activities, and community engagement, nonprofits need protection against potential lawsuits and claims that could drain their financial resources and compromise their mission.

Nonprofits also require coverage for directors and officers (D&O) liability insurance. The decisions made by the board members and leaders of nonprofit organizations can be subject to legal scrutiny, and D&O insurance provides protection in case allegations of mismanagement, financial impropriety, or breach of duty arise. This coverage not only safeguards the personal assets of the individuals in leadership positions but also helps to attract qualified directors and officers, as they can feel more confident in their decision-making roles knowing they have this protection.